Integrity. Relationships. Innovation. Excellence. These are the values that drive C & A Financial as a family owned business, located in Florida, ready to create a financing solution for you or your client's business and equipment needs. Operating throughout the United States, C & A will first listen to the specific needs of each customer and then craft a commercial financing solution, whether those needs arise from expansion, previous credit issues or bankruptcies, refinancing options, or liens / judgments.

Big rigs / Semi Trucks. Medical equipment. Limousines or aircraft. Machinery for farms or forestry. Construction equipment. We provide loans and financing for all types of heavy equipment. Headquartered in Umatilla FL, C & A has been enabling businesses to get to work since 2007.

Most businesses require equipment to operate successfully, but each business is unique and varies in its ability to acquire that equipment. Finance companies like C & A are created to meet these needs and hold a significant responsibility for our country's equipment expansion. As an independent company, C & A can step outside the box based on an individual client's situation and the resulting needs from that situation, while still adhering to its own values and those of its clients.

C & A provides equipment financing for purchases of equipment as well as leasing options to vendors whose customer base is made up of businesses looking to fill their equipment needs. Leasing has multiple advantages to you as a vendor, and it is a powerful sales tool. You have the potential to close more sales, and this increases your bottom line while assisting customers in achieving their own business goals. C & A has a wide array of funding sources available to you and your client, which means a simple application process and fast turn-around time. This team approach benefits everyone involved, and leads to repeat business as the customer's needs expand in the future. They won't forget who helped them when they needed it most.

C & A started as a one - person operation and has expanded to nine employees, and the company is a member of the NAELB Association and Dunn and Bradstreet. Customer service is primary at C & A, with previous clients reinforcing that we live our values:

"Working with C and A Financial has been like a breath of fresh air. Mrs Addie Calhoun and staff are extremely professional and they really have great customer service. Our company has been working with C and A Financial for the past year and we have always been happy with our experience. Our company plans on having a long and lengthy experience with C and A Financial, and I would recommend them to anybody."

-Lindell Porter Sr. Sales and Finance Manager of Big Bear Transport Austell, GA 30168

"Good Afternoon, I would like to thank you personally for your hard work and determination during this process in which you made it possible for me to get my truck. Thank you again in making a lifelong dream come true."

-Sincerely, Windel B. Fenelon

Integrity. Relationships. Innovation. Excellence. C & A stands ready to get to know you and help you reach your business equipment goals. Today and into the future.